LEARNING CENTER

Welcome to our Learning Center where you can find a variety of topics to broaden your knowledge of mortgages. You can find everything from mortgage basics to advanced topics that will help you save money during the life of your loan.

Mastering the ability to understand even the simplest Mortgage terminology can be quite a difficult task. At times it can be compared to finding your way through a complex maze.

There are literally dozens of loan types, hundreds of loan programs and thousands of mortgage brokers, bankers, lenders, finance companies, credit unions, even stock brokerage firms originating loans. Because there is so much to learn, finding a mortgage that fits doesn’t begin with an application, but education. If there’s but one aspect of the home buying transaction you take the time to learn in detail, make it mortgages. Discover too late that you can’t afford your mortgage, and you could not only lose your home, but also be unable to purchase another one for years.

Obtaining information is easy. Mortgage information sources are as numerous as mortgage types. Web sites, topical newspaper articles, mortgage books, consumer seminars and workshops can help. Needless to say, our team of Mortgage Professionals are also here to assist you with your Mortgage needs.

Our philosophy of customer service follows the tenet of “We believe that an educated customer is our best customer”. Our library can help answer a wide range of your questions as you pursue your financing. These articles are here for your convenience but please always remember that we are here to answer your questions too.

Among the areas we cover are:

Mortgage Basics
Your Credit
Good Advice
New mortgages
Refinance
Home Equity

Some of the Available Loan Types
What to expect for closing costs
What Length Mortgage Is Right For You?
Ending your private mortgage insurance early
VA Loans, A Gift from Uncle Sam
Credit Suicide
Not Everyone Is Buying OR Selling
Adjustable Rate Basics
Alternative Mortgages
Private Mortgage Insurance Basics
Fixed Versus Adjustable Rate Mortgages
How to buy a home without a down payment
Selecting the Right Mortgage for You
Do you qualify for a loan?
Expense List for Buying a Home
Affording A Home
Insurance: How much does a homeowner need?
Truths and Myths about your Credit Score
Why hire a Real Estate Attorney?
To Refinance or Not? That is the question.
What do buyers have the right to know?
Everything Is Negotiable
Before and After: Pre-Closing and Post-Closing
Your Buying And Selling Team
Is there a Mortgage after Bankruptcy?
BANKRUPTCY is bad. FORECLOSURE is worse.
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R. Keith Pearce The CPA Loan Pro          Saint Johns FL 32259    voice 904.230.7770    fax 888.812.2285      

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