Fannie Mae America’s largest supplier of conventional home mortgage funds. Since its beginning in 1968, Fannie Mae has helped more than 30 million families achieve the dream of homeownership.

Freddie Mac A shareholder-owned corporation chartered by Congress in 1970 to create a continuous flow of funds to mortgage lenders. Since its inception, Freddie Mac has been involved in the financing of one out of every six homes in America.

HUD The Department of Housing and Urban Development. HUD’s mission is to increase homeownership, support community development and increase access to affordable housing free from discrimination.

VA The official homepage for the Department of Veterans Affairs, providing benefits and other services to veterans, their families and beneficiaries.

Mortgage Bankers Assoc. The preeminent association representing the real estate finance industry. National organization providing news concerning the banking industry.
The National Association of Mortgage Brokers: A national, non-profit organization dedicated to the improvement of the mortgage broker industry.

www.annualcreditreport.com - Get your credit report for free one time each year.  If you only request a credit report from one of the three credit reporting agencies, you can check your credit every 4 months at no cost.

Need a Realtor®?  Email me at kpearce@CallersAdvantage.com.  I am a licensed real estate broker and would be glad to assist you in purchasing property.  I will also rebate one-third of my commissions received at closing. 

I generally do not take listings as I can not service them the way you would want.  If you want to do a For Sale By Owner and have your property listed on the Multiple Listing Service, I will do that for $500 flat fee but I would not be able to provide you with any service other than pre-qualifying your potential buyers.